Checking
Roadrunner Account
(E-Checking)
A dividend paying checking account requiring a $500 monthly minimum balance. Monthly service charge of $3 when balance falls below $500 during month. All financial information is delivered electronically.
- $500 minimum balance requirement
- Dividends paid on balances of $100 or more****
- FREE e-Statements delivered monthly via online banking
- FREE VISA Debit Card
- FREE ATM transactions anywhere**
- FREE Online Banking
- FREE Online Bill Payment
- FREE ACH transactions (direct deposit, automatic loan payment, etc.)
- FREE 24-hr. P.A.T. telephone banking
- No annual fee VISA Rewards card (subject to credit approval)
Tumbleweed Account
(FREE Checking)
A non-dividend paying checking account for those who want a worry-FREE checking account with monthly statements by mail.
- Initial opening deposit requirement of $50
- No dividends paid
- FREE paper statements delivered monthly by regular mail
- FREE VISA Debit Card
- FREE ATM transactions anywhere**
- FREE counter checks, 20 max (during account opening, only)
- FREE ACH transactions (direct deposit, automatic loan payment, etc.)
- FREE Online Banking
- FREE Online Bill Payment
- FREE 24-hr. P.A.T. Telephone banking
- No annual fee VISA Rewards card (subject to credit approval
Volcano Account
A dividend paying checking account requiring a $500 monthly minimum balance. Monthly service charge of $5 when balance falls below $500 during month. Receive all the same benefits as the Tumbleweed Checking, with these added benefits:
- $500 minimum balance requirement
- Dividends paid on balances of $100 or more****
- Overdraft Privilege Service*
- FREE unlimited check writing
- FREE photocopy services at any SFCUNM location
- FREE faxing services at any SFCUNM location
- 3 FREE official bank checks per month
- FREE box of checks (1 box per year)
- FREE optional e-statements
Petroglyph Account
A premier dividend paying checking account requiring a $2,500 monthly minimum balance. Monthly service charge of $10 when average monthly balance falls below $2,500 during the month. Receive all the benefits as the Volcano Checking, with these added benefits:
- $2,500 minimum balance requirement
- Premier dividends**** paid on balances of $500 or more, otherwise receive the Volcano Checking dividend on balances of $100 up to $499.99
- FREE Premier wallet checks (2 boxes per year)
- FREE travelers checks
- FREE official bank checks
- FREE small safe deposit box. (Safe deposit boxes not available at all locations)
The Cliff Dwelling Account
(Youth Checking)
A non-dividend paying checking account designed for young adults (ages 16-18) to easily balance, establish good credit and become fiscally responsible.
- Initial opening deposit requirement of $50
- Must be 16-18 years old to open this account
- No minimum balance requirement
- No monthly service charges
- No dividends paid
- FREE paper statements delivered by regular mail
- FREE e-statements available upon request (delivered monthly by email)
- FREE VISA Debit Card
- FREE ATM transactions anywhere**
- FREE Online Banking
- No annual fee VISA card (subject to credit approval)***
*Comes with CYA which is an Overdraft Privilege Service, but should not be viewed as encouragement to overdraw your account. Remember this is not a line of credit or a loan. You will need to replenish your account within 7 to 10 days. The only fee associated with this account is a $25 per each overdrawn item against your account by any means. New members are subject to a waiting period of 30 days before CYA is activated.
** Includes all ATMs on the CU Anytime network or the Co-Op network.
***Youth account holders may apply for a VISA card with required signatures of parents or guardians. Credit limits of $250 or $500 are imposed on VISA cards issued to Youth account holders. Youth accounts available for young adults, ages 16—18 only.
**** See our Account Disclosure Rate Supplement for current rates.
