Share Rates

Variable Share Rates    
 

The following Annual Percentage Rates are effective September 1, 2010.

Annual percentage rates are set by the Board of Directors and are subject to change without notice.

Account maintenance fees could reduce the earnings on an account.  See account terms and conditions disclosure for details.
Account Type Balance Requirements Dividend Rate Annual Percentage Yield
Regular Share Less than $100* No Dividends Paid
(Minimum to open $25.00) $100.00 - $49,999.99* 0.300% 0.300%
  $50,000 - $99,999.99** 0.300% 0.300%
  $100,000 or Above** 0.300% 0.300%
(Fee: $3.00 per month if all Regular share accounts drop below $25.00 during the month)
     
Roadrunner Acct/E-Checking Less than $100.00 No Dividends Paid  
  $100.00 or Above 0.150% 0.150%
       
Volcano Acct/Checking Less than $100.00 No Dividends Paid  
  $100.00 or Above 0.150% 0.150%
       
Petroglyph Acct/Premier Checking Less than $100.00 No Dividends Paid  
  $100.00 to $500.00 0.150% 0.150%
  $500.00 or Above 0.300% 0.300%
       
Christmas & Vacation Club Less than $100.00 No Dividends Paid  
(Minimum to open $5.00) $100.00 or Above 0.399% 0.400%
       
Money Market Less than $2,500.00 0.299% 0.300%
(Minimum to open $2,500.00) $2,500.00 - $4,999.99 0.349% 0.350%
  $5,000.00 - $24,999.99 0.399% 0.400%
  $25,000.00 - $49,999.99 0.449% 0.450%
  $50,000.00 or Above 0.698% 0.700%
       
IRA Savings Less than $100.00 No Dividends Paid  
(Minimum to open $100.00) $ 100.00 or Above 0.946% 0.950%
       
Regular & Roth IRA Term Share Certificates
(Minimum to open $1,000.00)		 See below Term Share Certificate Rates
   
Term Share Certificates (Minimum to open $1,000.00)
Account Type Balance Requirements Dividend Rate Annual Percentage Yield
3 months  $1,000 or Above  0.299%  0.300%
       
6 months  $1,000 or Above  0.499%  0.500%
       
12 months  $1,000 or Above  0.747%  0.750%
       
18 months  $1,000 or Above  0.995%  1.000%
       
24 months  $1,000 or Above  1.243%  1.250%
       
30 months  $1,000 or Above  1.342%  1.350%
       
36 months  $1,000 or Above  1.490%  1.500%
       
48 months  $1,000 or Above  1.834%  1.850%
       
60 months  $1,000 or Above  2.178%  2.200%
       
 
Your funds are federally insured up to to $250,000 by the NCUA (National Credit Union Administration)
*APY on this disclosure is based on a dollar amount of $1,000 and the term  
** APY on this disclosure is based on a dollar amount of $50,000 and the term  
Early withdrawal penalties may apply.  
Share Certificate Rates are as of the last 7 calendar days and all other share rates are as of the last dividend declaration date.