IF YOU CAN ANSWER “YES” TO ANY OF THE FOLLOWING QUESTIONS, YOU COULD BE INVOLVED IN A FRAUD OR ABOUT TO BE SCAMMED!

• Is the CHECK from an item you sold on the Internet, such as a car, boat, jewelry, etc?
• Is the amount of the CHECK more than the item’s selling price?
• Did you receive the CHECK via an overnight delivery service?
• Is the CHECK connected to communicating with someone by email?
• Is the CHECK drawn on a business or individual account that is different from the person buying your item or product?
• Have you been informed that you were the winner of a LOTTERY, such as Canadian, Australian, El Gordo, or El Mundo, that you did not enter?
• Have you been instructed to either “WIRE”, “SEND”, or “SHIP” MONEY, as soon as possible to a large U.S. city or to another country, such as Canada, England, or Nigeria?
• Have you been asked to PAY money to receive a deposit from another country such as Canada, England, or Nigeria?
• Are you receiving PAY or a COMMISSION for facilitating money transfers through your account?
• Did you respond to an email requesting you to CONFIRM, UPDATE, OR PROVIDE your account information?

TELL BRANCH PERSONNEL IMMEDIATELY!

FBI Fraud Alert – poster

IMPORTANT NOTICE ON CASHIERS CHECKS

A cashier’s check is a check issued by a financial institution, payable to a specific person. It is often used as a trusted form of payment to consumers for goods and services.

Having access to funds from a cashier’s check that you deposit in your account does not mean the check is authentic. If you sell goods over the Internet and a buyer sends you a cashier’s check for the price on which you agreed, it may take weeks to discover that the cashier’s check is fraudulent. By that time, you may already have used the funds. When the fraud is detected, you will owe the Credit Union the full amount of the cashier’s check funds that you deposited and used.