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Prime Checking Account

(Affordable Checking)
A non-dividend paying checking account for those who want an affordable checking account. Members must maintain a $100 minimum monthly balance or enroll in eStatements and we will waive the $5 monthly service fee.

  • Initial opening deposit requirement of $100
  • No dividends paid
  • Overdraft Privilege Service up to $250*
  • FREE unlimited check writing
  • FREE optional e-statements
  • FREE VISA© Debit Card
  • FREE ATM transactions**
  • FREE ACH transactions (direct deposit, automatic loan payment, etc.)
  • FREE online banking
  • FREE online bill payment
  • FREE 24-hr. telephone banking
  • FREE Remote Deposit Capturing+

Preferred Checking Account Powered by BaZing

(Benefit Checking)
A dividend-paying checking account requiring a $500 monthly minimum balance. Maintain a $500 minimum monthly balance and we will waive the $5 monthly service charge. Other included benefits:

  • BaZing Rewards^
  • Initial opening deposit requirement of $100
  • Dividends paid on balances of $100 or more****
  • Overdraft Privilege Service*
  • FREE unlimited check writing
  • FREE optional e-statements
  • FREE VISA© Debit Card
  • FREE ATM transactions**
  • FREE ACH transactions (direct deposit, automatic loan payment, etc.)
  • FREE online banking
  • FREE online bill payment
  • FREE 24-hr. telephone banking
  • FREE Remote Deposit Capturing+

Prestige Checking Account Powered by BaZing

(Distinguished Checking)
A dividend-paying checking account requiring a $2,500 monthly minimum balance. Monthly service charge of $10 when average monthly balance falls below $2,500 during the month. Monthly service fee is waived if $2500 is maintained throughout the month. Receive all the benefits of Prime and Preferred Checking, with these added benefits:

  • Prestige dividends**** paid on balances of $500 or more, otherwise receive the Preferred Checking dividend on balances of $100 up to $499.99
  • BaZing Rewards^
  • Initial opening deposit requirement of $2500
  • FREE Premier wallet checks (2 boxes per year)
  • FREE official bank checks
  • FREE 2×5 or 3×5 safe deposit box*(subject of availability)

^ BaZing Reward members will receive local and national retailer savings and discounts to save money on shopping, dining, travel, and more /Cell Phone Protection/StolenID Theft Aid/Roadside Assistance/Travel accidental death coverage/Pharmacy, vision and hearing savings (see our BaZing Rewards)

* Overdraft Privilege Service (OPS) should not be viewed as encouragement to overdraw your account. OPS is not a line of credit or a loan. You will need to replenish your account within 7 to 10 days. The only fee associated with this account is $30 per each overdrawn item against your account by any means. New members are subject to a waiting period of 30 days before OPS is activated. Subject to credit approval.

** Includes all ATMs on the CU Anytime and CO-OP networks. SFCU members also have free access to Bank of the West’s ATMs (deposits excluded).

*** See our Account Disclosure Rate Supplement for current rates.

+ Remote deposit capture option will be offered after an account has been opened for over 30 days. Subject to credit approval.