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Share Rates

Variable Share Rates

The following Annual Percentage Rates are effective April 1, 2017. Apply Now
Annual percentage rates are set by the Board of Directors and are subject to change without notice.
Account maintenance fees could reduce the earnings on an account.  See account terms and conditions disclosure for details.

Account Type Balance Requirements Dividend Rate Annual Percentage Yield
Regular Share
(Minimum to open $25.00)
Less than $100* No Dividends Paid
$100.00 – $49,999.99* 0.099% 0.100%
$50,000 – $99,999.99** 0.099% 0.100%
$100,000 or Above** 0.099% 0.100%
(Fee: $3.00 per month if all Regular share accounts drop below $25.00 during the month)
Preferred Rewards Checking Less than $100.00 No Dividends Paid
$100.00 or Above 0.049% 0.050%
Prestige Checking Less than $100.00 No Dividends Paid
$100.00 to $500.00 0.049% 0.050%
$500.00 or Above 0.149% 0.150%
Christmas & Vacation Club
(Minimum to open $5.00)Less than $100.00No Dividends Paid
$100.00 or Above 0.099% 0.100%
Money Market
(Minimum to open $2,500.00)
Less than $2,500.00 0.100% 0.100%
$2,500.00 – $4,999.99 0.100% 0.100%
$5,000.00 – $24,999.99 0.150% 0.150%
$25,000.00 – $49,999.99 0.200% 0.200%
$50,000.00 or Above 0.349% 0.350%
IRA Savings
(Minimum to open $100.00)
Less than $100.00 No Dividends Paid
$ 100.00 or Above 0.499% 0.500%
Regular & Roth IRA Term Share Certificates
(Minimum to open $1,000.00)
See below Term Share Certificate Rates

 

Term Share Certificates (Minimum to open $1,000.00)
Account Type Balance Requirements Dividend Rate Annual Percentage Yield
3 months  $1,000 or Above  0.300%  0.300%
6 months  $1,000 or Above  0.499%  0.500%
12 months  $1,000 or Above  0.698%  0.700%
18 months  $1,000 or Above  0.797%  0.800%
24 months  $1,000 or Above  0.995%  1.000%
30 months  $1,000 or Above  1.193%  1.200%
36 months  $1,000 or Above  1.292%  1.300%
48 months  $1,000 or Above  1.588%  1.600%
60 months  $1,000 or Above  1.884%  1.900%

Your funds are federally insured up to to $250,000 by the NCUA (National Credit Union Administration)

*APY on this disclosure is based on a dollar amount of $1,000 and the term

** APY on this disclosure is based on a dollar amount of $50,000 and the term
Early withdrawal penalties may apply.

Share Certificate Rates are as of the last 7 calendar days and all other share rates are as of the last dividend declaration date