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Credit & Loans

Credit Options

There are a lot of credit cards to choose from. But when you want one from people you know and trust, nothing rivals a Visa card from your credit union.  After all, nobody is more committed to offering you products that make your life easier.  Our Visa cards have a variety of benefits that save you time and money.

Visa Classic Credit Card

The classic choice for money-wise members. The worldwide purchasing power of Visa is at your fingertips.  Accepted at more than 28 million locations, your Visa Classic has you covered.

Visa Family Card

The new way to teach your children good credit habits.

Visa Platinum and ExtraAwards Card

The card that pays you back.  Every purchase earns you reward points that you can redeem for airline tickets, cruises, car rentals, hotel stays, or great products.  The rewards program is great and the benefits are vast!

Verified by Visa
Get extra protection for your online purchases.

Whatever card you choose, you’ll enjoy a wealth of benefits
Low, everyday rates
Enhanced Premium Products and Services

Applying is easy.

Apply by phone (505) 243-6751or (800) 880-7974
Apply in person at any office
Apply by Fax (505) 897-1279
Apply NOW (requires Adobe Reader)

Loan Options

SFCUoffers a variety of loan options to fit your needs:

  • Overdraft protection using any of the shares, other checking, money market accounts
  • Signature Loans
    • LOC Signature loans
    • Signature loan under 13 months
  • Share Secured Loan
  • Share Certificate Secured Loan
  • New and used auto loans
  • New and used boat loans
  • New and used motorcycle loans
  • New and used recreational vehicle loans
  • Home Equity LOC – Variable rate based on Prime + margin
  • VISA Credit Cards -Fixed Rate $5000 minimum
  • Credit Life Insurance
  • Credit Disability Insurance
  • Mechanical Breakdown Insurance
  • GAP
  • NEW – Home Mortgages

*If you have received a letter stating that we need proof of insurance click THIS LINK or call (800) 653-8812.

Check out our amazing rates!