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Auto Loans


If you would like to see our rates; visit our “Loan Rates” sheet.


Our credit union provides a CARFAX Vehicle History Report™ to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. Your branch representative will be happy to share a CARFAX Vehicle History Report with you.

Vehicle History Report

Shop from Home with CUDL (Credit Union Direct Lending)

Shop for a new automobile now, using the AutoSMART, which lets you shop multiple dealers at once, using only one credit report! Learn more.

Guaranteed Asset Protection Advantage (GAP Advantage)

You could lose more than your vehicle if it is lost or involved in a major accident. You could lost your investment. Because most insurance policies only cover the value of your vehicle – something that rapidly declines during the first few years of ownership – your loan or lease balance could be higher than the value of your vehicle.
Guaranteed Asset Protection (GAP) is a non-insurance product that covers the “gap” between the vehicle’s value and what you still owe. GAP protects you and your vehicle from substantial loss. It was designed for all drivers, whether you finance or lease a new or used vehicle. GAP coverage goes into effect when you need it most – when your vehicle is stolen and isn’t recovered, or is totaled in an accident and can’t be repaired.

And if you purchase a new vehicle to replace the totaled one and finance the vehicle with Southwest FCU, GAP will apply $1,000 toward the new auto loan.