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Southwest Signature Loans

Southwest Signature Loan Rates

TERM INTEREST AS LOW AS LOYALTY RATE –
INTEREST AS LOW AS
36 months 12.25% 12.00%

Automobile Loan Rates

AUTO LOAN TERM INTEREST AS LOW AS LOYALTY RATE – INTEREST AS LOW AS

NEW TITLED

48 months 1.99% Apply Now 1.74% Apply Now
60 months 2.29% Apply Now 2.04% Apply Now
72 months 2.49% Apply Now 2.24% Apply Now
84 months 3.99% Apply Now 3.74% Apply Now

USED TITLED

48 months 2.49% Apply Now 2.24% Apply Now
60 months 3.49% Apply Now 3.24% Apply Now
72 months 4.49 Apply Now 4.24% Apply Now

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Shop from Home

Shop for an new automobile now, using the CUDL system, which lets you shop multiple dealers at once, using only one credit report! Learn more.

Guaranteed Asset Protection Advantage (GAP Advantage)

You could lose more than your vehicle if it is lost or involved in a major accident. You could lost your investment. Because most insurance policies only cover the value of your vehicle – something that rapidly declines during the first few years of ownership – your loan or lease balance could be higher than the value of your vehicle.
Guaranteed Asset Protection (GAP) is a non-insurance product that covers the “gap” between the vehicle’s value and what you still owe. GAP protects you and your vehicle from substantial loss. It was designed for all drivers, whether you finance or lease a new or used vehicle. GAP coverage goes into effect when you need it most – when your vehicle is stolen and isn’t recovered, or is totaled in an accident and can’t be repaired.

And if you purchase a new vehicle to replace the totaled one and finance the vehicle with Southwest FCU, GAP will apply $1,000 toward the new auto loan.

Apply Now When you need some extra money but don’t want to “secure” your loan with collateral or use a credit card, the Southwest Signature Loan is the perfect choice. We offer our members low rates, automatic payment features, and convenient terms. If you need a loan for something that’s not a car, house, RV, etc., we can provide the funds – for a vacation, home remodeling, debt consolidation, education-related costs – whatever you need. A signature loan requires your promise to pay, and the loan amount depends on your financial situation and credit history. We work with our members to find the best solution for each of their individual situations. And members who have two active depository accounts with Southwest receive a discount of .25% off the already low loan rate.

It’s flexible

The Southwest Signature Loan can be designed to fit your financial needs – no more than you want, and no less than you require. Whether it’s to pay for an unexpected expense or help you towards a long-term goal, the Southwest Signature Loan offers terms that can fit your budget.

You have options

Your Southwest Signature Loan can adapt to different terms. You can repay it quickly, if you just need help through a shortfall, or you can extend the length to the maximum term of 36 months. The choice is yours.

In addition, you can make payments in person or through online banking. We’ll even help you set up periodic payments so you don’t have to worry about remembering a due date or mailing a check.

Just ask

The Southwest Signature Loan is the preferred choice for many of the Credit Union’s members. Let us answer your questions, and see if it can work for you too.