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Advantages of Membership

JOIN NOWAre you looking for something different?  Southwest Federal Credit Union is not a typical financial institution!  A credit union’s primary function is to service its member-owners.  We’re not-for-profit and member-controlled, two reasons why Southwest Federal Credit Union can put you first.  Great rates, low or no fees, and personalized service exemplify the credit union philosophy of people helping people.

Unlike banks, any profits earned are returned to our members and used to maintain low loan rates and increased dividends paid on savings.

Southwest Federal Credit Union’s service and commitment to your goals springs from a fundamental difference from other financial institutions: we’re not-for-profit.  Your credit union’s focus is your best interest.   We concentrate on our community, not making profits for a distant corporation.  We offer you and your family important financial services in a way that sets us apart from other institutions.  And unlike other institutions, Southwest membership entitles you to a vote in the direction of the credit union.  We value the participation of our members!

Members have access to individualized services – financial counseling, debt consolidation, discounts on our already low loan rates, and products from youth accounts to retirement savings and everything in between.  We offer free use of mobile and online banking, feature-rich online bill pay, remote deposit capture, shared branching, and free access to over 30,000 ATM machines around the country, including those of Bank of the West.  While all our members can access a huge range of products and services, you can best learn how we’ll tailor those to your circumstances by visiting one of our branches.  Call or stop by to learn how we can put our decades of experience to work for your individual needs today.