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Money Market Accounts

Check out our great ratesA Money Market Account with Southwest Federal Credit Union gives you a higher rate of interest than a regular Share Account, but doesn’t tie up your funds for a period of time like a Share Certificate.  You’ll earn more interest and have more flexibility.
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Open your MMA with $2,500 or more.

  • Earn higher dividends for higher balances with tiered rates:
    Dividend Rate Annual Percentage Yield
    Less than $2,500 0.150% 0.150%
    $2,500 – $4,999.99 0.150% 0.150%
    $5,000 – 24,999.99 0.250% 0.250%
    $25,000 – $49,999.99 0.349% 0.350%
    $50,000 and above 0.499% 0.500%
  • Monthly statements for convenient record keeping
  • Funds are always available to you
  • 24/7 access to your account with SFCU online banking and PAT Phone Banking
  • Per Regulation D, six withdrawals or transfers to another SFCU account or third party per month allowed (no minimum dollar amount)
  • Deposits can be made anytime
  • May be used as loan collateral
  • Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

A $3/month fee will be charged if your balance falls below $2,500.  Balances of below $2,500 will earn interest at the same rate as your regular Share Savings Account.